10 Things you should know about us

And answer to some frequently asked questions…


1. We offer a gold-plated service.
Uniquely personalised to you, with a customer liaison programme that is comprehensive and designed with a certain depth of character in mind – the character of your business. Face-to-face meetings, dedicated account management, attending your premises and out-of-hours availability all part of the deal.

2. What we do for you, we don’t do for everyone.
Our bespoke financial packages are tailor-made to suit your requirements  –  including full VAT deferral, seasonal payments, and extended term loans (up to 84 months). You couldn’t realistically get a better deal if you came up with it yourself – because you do!

3. We’re not just about asset finance, but easy finance.
We offer creative funding solutions in secured and unsecured business loans. Refinance is about getting the most, not just out of what you’ve got, but what you can get with us. Commercial mortgages and invoice discounting are popular methods of getting businesses moving all over the UK, with Creative Funding Solutions. You won’t need to go anywhere else!

4. We are dedicated to you.
We only deal with hire companies and as such have industry-specific specialists and unsurpassed knowledge in our sector. If you want commitment, we’ve demonstrated it, time and again. Why settle for less?

5. We share your vision.
And you can share in ours. Because we can see it all. This means great funding options for you, from our own book funding to syndicated funding from over 20+ different financial houses, with complimentary thresholds and customer profiles exploited by our inside knowledge and strong business relationships.

6. We won’t burden you with over-exposure to traditional banking.
P2P finance facility available if appropriate. Your account manager will discuss the options open to you.

7. We leave nobody to fend for themselves.
That’s why we offer full UK coverage and not just mainland like other firms. We want to work with you, wherever you are.

8. You don’t need to know everything that can happen in advance.
Because we offer large credit line facilities to be drawn down as required, in order to meet the vicissitudes of business in the modern marketplace

9. We take care of everything.
Refreshing your fleet? Let us remarket your de-fleeted vehicles for you. We make it our business so you don’t have to.

10. We can do it now.
Lightning quick turn around times where required. This means finance can be proposed, approved, signed AND paid within 24 hours

Frequently Asked Questions

1. I think I’m maxed out with every funder. Can you help?
Yes. We can use our own funds

2. Can I reclaim my VAT on a lease?
Yes. Every time you submit a VAT return as VAT is paid monthly

3. Can I reclaim the VAT on HP?
Yes. As soon as you have taken delivery of the vehicle

4. What happens at the end of a finance lease?
You can take a secondary period or sell – and we can do it for you

5. Are director’s guarantees required?
Not in all cases

6. How about cross-company guarantees?
These can be useful, but we can help weaker deals over the line

7. I’ve been declined. Can you still help?
Yes. That’s our job

8. I’m a sole trader. Will you still finance me?
We finance sole traders, partnerships and incorporated bodies

9. My company is based outside the UK. Will you finance me?
No

10. Can I get finance for the training to pass an HGV license?
Not with us

11. Can I get finance for conversions and ancillary products on vehicles?
Yes

12. Can you help me raise capital to increase cash flow?
Yes. We specialise in this.