Creative Funding Solutions Ltd is a brokerage regulated by the FCA and its services are advertised through this website to introduce you to a wide panel of lenders who may or may not offer you a loan and who may pay us a commission for doing so.

 

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Looking for finance for light or heavy commercial vehicles?

We offer:

  • Credit facilities which don’t tie up your current banking, leaving your own funds available for something else
  • Structured finance with planned rebates as required
  • Our special Low Rate Finance
  • Low Deposit options
  • Multiple vehicle/ franchise credit lines
  • Extended Term Finance offers repayment plans over not just 60, but anything up to a very convenient 72 or even 84 months
  • Crucially, we are not tied to 1 funding source or lending criteria

AND YOU SHOULDN’T BE GIVING YOUR BUSINESS TO ANYONE WHO IS

You will enjoy the benefit of a professional service, and not a generic call centre where no one really knows or cares who you are. You will be assigned a unique account manager, dedicated to the understanding of your requirements. As your liaison and first point of contact with Creative™, it’s their job to cement a long and enduring partnership between us.

Hire purchase, leasing and refinance options available.

RISC UK Charity

Proud to support the RISC UK Charity

Requirement Form – Individuals
Requirement Form – Businesses

Representative Examples

1) New Mercedes Benz Arocs 8×4 Tipper

Cost: £105,000 + vat

Hire Purchase:

  • VAT & 10% deposit: £31,500.00
  • Advance: £94,500.00
  • 1 @ £1553.70
  • 80 @ £1353.70
  • 1 @ £1453.70
  • PAF: 2.9%

Lease Purchase:

  • VAT & 10% deposit: £31,500.00
  • Advance: £94,500.00
  • 1 @ £1492.98
  • 58 @ £1292.98
  • 1 @ £35100
  • PAF: 2.7%

Finance Lease:

  • 1 advance rental followed by 59 @ £2,024.99 + vat

2) New van – 60 months – vat only deposit

Ford Transit 350 L2 Diesel FWD 155ps H2 Trend Van

  • Cost price £ 21,945.00 plus vat
  • Vat only deposit

Payable by:

  • 1 initial payment of £ 734.91
  • 46 monthly payments of £ 534.91
  • 1 final payment of £ 614.91
  • Customer PAF 4.25%
  • Annual Percentage Rate 8.9%
  • Total amount payable £ 25,955.68

– Credit facility fee of £ 200.00 paid with the initial payment
– Completion fee of £ 80.00 with final payment

Or Finance Lease @ 1 + 47 @ £511.74 + vat

3) New van – 48 months with balloon – 10% plus vat deposit

Ford Transit 350 L2 Diesel FWD 155ps H2 Trend Van

  • Cost price £ 21,945.00 plus vat
  • Less deposit £ 2,194.50 plus all vat

Payable by:

  • 1 initial payment of £ 585.32
  • 47 monthly payments of £ 385.32 
  • 1 final payment of £ 5,519.00
  • Customer PAF 4.25%
  • Annual Percentage Rate 8.8%
  • Total amount payable £ 26,408.86

– Credit facility fee of £ 200.00 paid with the initial payment
– Completion fee of £ 80.00 with final payment
– All balloons are subject to formal acceptance and for indication only

4) Used van – 48 months – 10% plus vat deposit

2010 60 PLATE DROPSIDE TIPPER 73K MILES

  • Cost price £ 10,995.00 plus vat
  • Less deposit £ 1,099.50 plus all vat

Payable by:

  • 1 initial payment of £ 451.51
  • 46 monthly payments of £ 251.51
  • 1 final payment of £ 331.51
  • Customer PAF 5.50%
  • Annual Percentage Rate 12.1%
  • Total amount payable £ 13,451.98

– Credit facility fee of £ 200.00 paid with the initial payment
– Completion fee of £ 80.00 with final payment

Call our office now on 0330 223 1261

Call us to discuss your requirement in more detail, fill in the quick contact form below, or email us – info@creativefs.co.uk

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